Why don’t these younger generations pull themselves up by the boot straps like I did

Defiantly_Not_Bender · 2025-09-17T19:53:33-0400

Bigfatcock said:
Anyone of working age who hasn’t at least tripled their net worth since 2020 has missed the boat.

This goes for all the existing generations.

Seniors are going to get wrecked when it’s time to get put in assisted living. $7,000+per month. I started buying into senior living facilities in 2024. I’ll tell them to cut back on the avocado toast when they don’t make their payments on time.

There is so much money out there. I mean, retards tip clothing stores now! Just tons of money.

S&P is $178 higher from year lows. Just buying into the S&P would have you smoking inflation.

Look at all the retards that waited for rates to come down to buy a home just to watch prices go up 50%-100%. Dumb.

Precious metals going to the moon.

Bitcoin over $100,000

People do dumb shit with their money like not invest or buy assets. Buy assets, and invest.

Summary: Stop fucking around and start investing and buying assets. Today. Right now.

You act like I have extra income to invest

Bigfatcock · 2025-09-17T19:54:38-0400

Defiantly_Not_Bender said:
You act like I have extra income to invest

Sell ass.

MK20 · 2025-09-17T19:55:26-0400

LRRPF52 said:
Erection time can be cut dramatically.

Yeah, they have already innovated a solution for that.

But in all seriousness, the old time construction techniques are becoming more viable because they are actually faster and can be cheaper due to the cost of labor.

748rpilot · 2025-09-17T20:05:04-0400

LRRPF52 said:
Yes, but I think it’s a combination of home size inflation/growth too.

It takes longer/more man hours and more materials to build a modern home than it did in 2000, 1990, 1980, 1960, etc.

I see a large opportunity in the construction industry in this space to innovate solutions to that, with a combination of automation for subsystems and components, combined with kit houses. Erection time can be cut dramatically, with the owner taking the time to ensure quality of assembly since they’re more invested in its condition than any builder will be.

We also need to get foreign investors out of residential real estate in the US, though home availability/scarcity is the real driving factor in pricing. I’ve seen developments near me of large SFRs that are all owned by a developer who merely rents them out, all right near Utah Lake as well with cool trails and scenic views. Those should all be Single Family owned.

Home size is not increasing as much as one may perceive it to be. The Median new home in 2025 is 2190sqft, a 22% increase of the 1660 sqft home. However, it is exceedingly unlikely that 25-34 year olds are buying new construction homes.

The current average home size 1800 sqft, a 9.2% increase over 1986, and is actually decreasing.

You do make some other good and valid points, however I am choosing not to address them until and unless I can decouple them from any generational argument.

My posts in this thread have stuck to facts and data, and I have not yet "blamed" any person, or generations, of persons for the current living affordability problems. I have simply stated that due to factors outside of their control, certain generations enjoyed greater benefits than those following them.

Pillow Gun · 2025-09-17T20:30:53-0400

Laziness
entitlement

TimC in KY · 2025-09-17T21:16:21-0400

My situation as a late year (1962 boomer), was I got married in 1982. Twelve years later I gave my ex-wife half and bought my house again. Being a slow learner. Re-married in 1996 . Twelve years later gave up half of my assets and re-bought my house.

Still I’m fortunate enough to be in a position to retire any time I want.

hollowoutadime · 2025-09-17T21:58:37-0400

lariat said:
I don’t know if it’s financial illiteracy or just putting heads in the sand, but most people don’t realize how inflation has stolen a significant portion of thier working years that they have saved. On top of the taxes they have paid.

And it is about to get much worse.

Contrarian view:

To a degree, it actually benefits some. Those that bought or refinanced homes 5 years ago at 2.79% in many areas have seen home values increase 5-6% on average annually. Leveraged investment. That said, if you're not in the game, it's bad as you can't save fast enough.

Got money in the market, you're doing fine.

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Inflation Adjusted S&P 500 chart, historic, and current data. Current Inflation Adjusted S&P 500 is 4,769.83, a change of -13.52 from previous market close.

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Why don’t these younger generations pull themselves up by the boot straps like I did

Defiantly_Not_Bender

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MK20

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