Even tho 1-3 is considered ideal in BR applications (and so we adopted it), there is no science saying one or the other UNLESS you happen to notice it during rifle load up which is more rare. 1-3 or whatever you brass thickness allows, does indeed work more than not and not over work your brass.
5 is considered high BUT is fine if your rifle shoots fine.
Some BR guys will fine tune with different tensions. Majority of tests ive read and done myself show negligible diff from 1-5 and that's the most Ive done.
The biggest concern with over sizing will be brass wear if you over size too often, but with annealing, your primer pockets will go before anything else.
GL
DT