New fact I learned about Paypal

#2
Re: New fact I learned about Paypal

Where the heck is Selah WA? LOL

West coast or east side?

I'm in Bremerton.


FYI I see the 3% for paypal and it makes me think I'm dealing with a tightwad...

If you want to add it in, adjust the price a tad...
 
#3
Re: New fact I learned about Paypal

Best way to get around greedy paypal / credit card companies and their made up to suit them rules that they try to threaten you with is simply to say $xxx is the price, and then say $xx or %xx discount for Cash / MO / Wire.

What people need to understand is that these fees for "convenience" are in the end jacking up the prices of everything you buy.

My favourite local gun store finally started offering a discount for cash and I use it every time. If you are buying a $900 gun why pay $27 or more extra just to fatten the accounts of some bankers, that money could buy you a box of ammo. Bigger sellers rarely care, but a lot of small places are more than happy to give you the % back that they would have given the credit card company as it's no skin off their back and might make you buy more.
 
#5
Re: New fact I learned about Paypal

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: ArcticLight</div><div class="ubbcode-body">Where the heck is Selah WA? LOL

West coast or east side?

I'm in Bremerton.


FYI I see the 3% for paypal and it makes me think I'm dealing with a tightwad...

If you want to add it in, adjust the price a tad... </div></div>

FYI.

Selah (Hebrew: &#1505;&#1462;&#1500;&#1464;&#1492;&#8206;, also transliterated as sel&#257;h) is a word used frequently in the Hebrew Bible, often in the Psalms, and is a difficult concept to translate. (It should not be confused with the Hebrew word sela‘ (Hebrew: &#1505;&#1462;&#1500;&#1463;&#1506;&#8206;) which means "rock.") It is probably either a liturgico-musical mark or an instruction on the reading of the text, something like "stop and listen". "Let those with eyes see and with ears hear" is most concise.[citation needed] "Selah" can also be used to indicate that there is to be a musical interlude at that point in the Psalm.[1]

The Psalms were sung accompanied by musical instruments and there are references to this in many chapters. Thirty-one of the thirty-nine psalms with the caption "To the choir-master" include the word "Selah". Selah notes a break in the song and as such is similar in purpose to Amen in that it stresses the importance of the preceding passage. Alternatively, Selah may mean "forever", as it does in some places in the liturgy (notably the second to last blessing of the Amidah). Another interpretation claims that Selah comes from the primary Hebrew root word [calah] which means "to hang", and by implication to measure (weigh).[2] Also "Selah" is the name of a city from the time of David and Solomon.[3]

But I dont know where it is in Washington state either
 
#6
Re: New fact I learned about Paypal

Interesting, I once heard the word "selah" used in a rastafarian reggae tune. The lyrics were religious in nature, you know, praising Jah and the like. At any rate, the chorus would end with this word "selah" and I didn't know what it meant. As it was I didn't understand half the words the singer sang so it didn't really bother me. However, after reading your post it all makes sense. Thanks for the information!
 
#8
Re: New fact I learned about Paypal

Well, I actually read the information.
So you just call it a handling fee.

No Surcharges. Under Visa, MasterCard, Discover and American Express regulations and the laws of several states, including California, merchants may not charge a fee to the buyer for accepting credit card payments (often called a "surcharge"). You agree that you will not impose a surcharge or any other fee for accepting PayPal as payment. This restriction does not prevent you from imposing a handling fee in connection with the sale of goods or services, as long as the handling fee does not operate as a surcharge (in other words, the handling fee for transactions paid through PayPal may not be higher than the handling fee for transactions paid through other payment methods). Nor does this restriction apply to Pound-denominated transactions by sellers residing in the United Kingdom listing items for sale on a UK-based website.
 
#10
Re: New fact I learned about Paypal

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: jcwarrior87</div><div class="ubbcode-body">
"as long as the handling fee does not operate as a surcharge"
</div></div>

That would be nearly impossible to prove/disprove.

I'm not sure whether you're speaking as a buyer or a seller, but I look at this way.

As either, I have the right to choose to deal with you or to not deal with you, per the negotiated terms of the transaction.
In other words, take it or leave it. But don't start questioning my terms or justifications of charges and fees.
 
#11
Re: New fact I learned about Paypal

The OP and I conversed in PM - Selah is a suburb of Yakima -

Drove through there af ew times going to shoot at the ISSC - man you can see a gazillion stars at night there...once you get a couple miles out of town.

Would love to buy up 100 acres there on one of those hills and put a house up there (with a pool as it gets HOT there in summer)


When I go into Fred Meyer and buy something - they do not say "Oh you are using credit, jack the price up". They absorb it as a cost of business as they are still making money.

So I try not to buy stuff where the business is adding 3% for their method of making money, to me it's just wrong. Jack the price up 1% across the board and it will balance out.


 
#12
Re: New fact I learned about Paypal

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: ArcticLight</div><div class="ubbcode-body">

When I go into Fred Meyer and buy something - they do not say "Oh you are using credit, jack the price up". They absorb it as a cost of business as they are still making money.

So I try not to buy stuff where the business is adding 3% for their method of making money, to me it's just wrong. Jack the price up 1% across the board and it will balance out.

</div></div>

The issue is that you are thinking exactly like the credit card companies want you to think. Every charge and fee gets eventually passed on to the consumer in the form of higher prices. So while you are saying how nice it is for them not to offer a cash discount, you are just giving extra money to a big huge bank. Most everyone bases their prices to the end user knowing that they will get hit for 3% to 5% in charges from the credit card company and so you pay that pass through in the end price.

Many people think it not fair to charge extra for using a credit card so the easiest and most correct way to do it is to simply quote the price that it would be regardless of payment method and then also offer a cash payment discount. Big chains couldn't usually care less, they just mark it up and people will pay it. Smaller single stores often are willing to work with you on it.
 
#13
Re: New fact I learned about Paypal

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: W54/XM-388</div><div class="ubbcode-body"> Bigger sellers rarely care, but a lot of small places are more than happy to give you the % back that they would have given the credit card company as it's no skin off their back and might make you buy more. </div></div>

Bigger sellers definitely do care. However most of them pay a lower percentage to credit card companies. Heck alot of them have their own credit cards, and earn interest. Or they have their own VISA or MsterCard system-like Cabela's. And they offer you a discount to use that card. Tom.
 
#14
Re: New fact I learned about Paypal

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Switchblade</div><div class="ubbcode-body">Screw PAYPAL. Don't use it, find another way. </div></div>

Yep.
 
#15
Re: New fact I learned about Paypal

I use my PayPal debit card for about everything I buy. Where else can you earn an instant 1% cash back?? Day in and day out?? On every purchase?? That is 50 cents to $1 on every tank full of gas for the rest of my life. Or at least one FREE full tank a year-assuming you fill up every week.

But to be honest for gas I use my BP 3% card. I especially like the bonus days when they offer double percentage---6%. Then I phone in my payment using my PayPal debit card for another 1%. Works for me. Add up those pennies!!

On a 25 gallon fill up that is up to $1.75 right off the top(7%). Tom.
 
#16
Re: New fact I learned about Paypal

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: splean</div><div class="ubbcode-body">Interesting, I once heard the word "selah" used in a rastafarian reggae tune. The lyrics were religious in nature, you know, praising Jah and the like. At any rate, the chorus would end with this word "selah" and I didn't know what it meant. As it was I didn't understand half the words the singer sang so it didn't really bother me. However, after reading your post it all makes sense. Thanks for the information!</div></div>

If you look up true rastafarinism there is a heavy Jewish influence.
 
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