10% per year over what period? What percentage of financial planners beat the S&P over time? My guess is half, maybe less after accounting for their fees. If the S&P is averaging around 7% over the last 50 years, that means the overwhelming majority of FA's aren't hitting 10% consistently over a lifetime.Just stop. You’re talking out of your ass. Anybody that CAN’T get 10% a year needs to fire their broker or stop following stock twits on fucking Reddit. You can literally invest $50 a week in any ETF that mimicked the S&P and get well over 10% return on your money. Quit trying to look smart.
If you can guarantee me 10% ROI indefinitely show me where to sign.