I don't see how we aren't a digital currency already with debit cards, and credit cards being used for practically ever single transaction. That's just digital currency that's going from one account to another. Sure, we can draw cash out of an ATM and use that, but what percentage of all transactions are being conducted with cash over card? I'm against whatever they end up doing, because I know it's going to end up fucking us all just a little bit, and there are a few that are in the know that are going to be the ones that are going to win really, really big in it.
I don't think circle is going to be the new currency, I think they are just positioning themselves to be on top of things and provide technology when the CBDC comes to fruition later this year. It doesn't surprise me blackrock is in there, they are one of the largest asset management firms in the world. When you manage $10 trillion plus in assets, you're going to have your hands in about everything, especially emerging technologies.
I don't have a great grasp on blockchain, i know that there are folks that are hardcore believers, and then there are people that don't get it. I'm in the latter, it just doesn't make sense to me.
Branden