By way of explanation:
Im going to guess that your f/l sized case measurement is taken after having used an over-the-counter, standard full length sizer as opposed to a bushing die or some boutique die you had made. What that means is that your die is squeezing the neck down to a minimum diameter, perhaps more than is absolutely necessary, to meet a specification that makes the die manufacturer’s lawyers happy and ensures that brass sized in that die will work in any rifle chambered for .308 win.
Now, in the office of Remington’s lawyer, they decided they want any .308 win cartridge, manufactured anywhere in the world, to chamber, fire and extract from your VTR chamber. So they made the chamber as big as they could get away with while still calling it .308 Win.
What you are noticing is that there’s a lot of difference between minimum cartridge neck size and maximum chamber neck size. Your sizer is probably squeezing the neck down a little more than needed (often remedied by the use of a bushing type resizing die) and your chamber is allowing the case neck to expand a long way in The firing process (often remedied by custom chamber specifications in custom rifles)
The penalty to you is shortened brass life as the brass is worked from small to large and back in every cycle and eventually, especially if you don’t anneal, hardens and cracks. Depending on a lot of other factors, there could be a small accuracy penalty too but if you aren’t shooting specifically for groups in competition, it’s pretty far down the list of accuracy killers.
sorry to be long winded.