The last time I purchased a truck there were all sorts of discounts. Mil, credit union, Costco, Chevy owner, and a couple more. There is/was a supplier discount not as good as employee but pretty good. My bil qualifies as a rr worker.
I’ve looked at a few of these homes posted at the credit union. If they do not get their asking price they keep it and turn it into a rental that the credit union manages.
If I were in your shoes I would max that Roth contribution.
I started out managing my accounts but quickly realized it is a full time job and having someone manage was less stressful and gave me access to investment vehicles that individuals don’t have.
I see the National Anthem as a way to remind all in attendance that there is a bigger force that unites everyone even though there are rivalries between teams.