A question of "cash"?

[LuckyDuck]

Doubling down on my previous post tonight about "manly" things-

I'm finishing up on applying leather conditioner to my "fine leather goods" & one of which is my wallet in which I took everything out off prior to applying the leather conditioner... A handful of credit cards, insurance cards, and membership cards to places like the AL & VFW, my total amount of actual cash was a whopping $6. That's one $5 & $1 bill & that's all I had.

This is a bit "wild" to me because 20 years ago I would have felt absolutely naked if I had anything less than $200 cash in my wallet. $200 now is worth significantly less than it was 20 years ago and $6 wasn't much money even then either. But I really don't use cash these days...

Anywho- I'll have to hit the ATM or bank and replenish my cash reserves but the question posed is whether anyone else is surprised with how little cash they carry/use regularly as compared to what they used to.

-LD

 

[sloporsche]

Every 6 weeks or so I tap my bank for 1000.00 I never let my pocket carry get below 200.00 . My credit card usually gets the online buying duty while the checkbook gets the check in the mail duty [which slowly I am losing to pay on line sadly] . 72 year old fudd that still likes the power of cash

 

[Jscb1b]

I am happily married, I have no cash.

 

[Gunfighter14e2]

Just local, I keep cash on me at all times, but pay for most everything with a check. The cash is just in case of power outages ect.(We still had counter checks until about 1995 here) When I travel past 24hr walk home distance, I carry way more cash just in case. I've seen power or computer outages here that turned into none local people going to jail, because they thought plastic would always their savor.

 

[sloporsche]

cash is thee thing fo coke n hos /bribes /hitmen /football pools /tips /home card games /some firearm purchases /towtruck drivers .....the fun things in life

 

[oneshot86]

cash is thee thing fo coke n hos /bribes /hitmen /football pools /tips /home card games /some firearm purchases /towtruck drivers .....the fun things in life

Truff

 

[Basher]

I don’t think I’ve ever regularly carried $200+ on me unless I was specifically going to purchase an item that required it. Then again, I’m a broke dick who can’t afford to lose $200, so…

 

[gray1974]

Always $1000 in the car and $200 in the wallet. Cash is still king. At least where I live it is.

 

[mrdrar]

Always $1000 in the car and $200 in the wallet. Cash is still king. At least where I live it is.

Where do you park and is it in the glove box?
Credit cards only since the 80's. Charm and personality for power outages.

 

[lonegunman762x51]

Having cash is part of life. I cannot count the number of times I've heard that the computer is down and cards don't work.

That being said, this world is now populated by assholes who cannot do basic math on a 3rd grade level. Good luck getting change.

 

[chevy_man]

I don’t think I’ve ever regularly carried $200+ on me unless I was specifically going to purchase an item that required it. Then again, I’m a broke dick who can’t afford to lose $200, so…

Well, you landed in the wrong place...

I have $3k in my wallet right now, but only because I'm going to pick up a used motor for one of my trucks. Apparently 330k is the time where the roller lifters stop rolling.
Got the yard down $500 by offering cash.

But until I hit the bank Friday it was exactly $0 in cash.

 

[corsairpilot62]

Having cash is part of life. I cannot count the number of times I've heard that the computer is down and cards don't work.

That being said, this world is now populated by assholes who cannot do basic math on a 3rd grade level. Good luck getting change.

THIS^^^^

 

[buyobuyo]

I've never carried a lot of cash, and it's just getting worse. It doesn't help that all the banks I use don't exist in my state and require a 100+ miles of driving to get to them. However, even when I did carry cash more regularly, it usually wasn't more than $100-200, unless I was planning to buy something specifically with cash.

 

[AmmoFort]

I like to have $500 on me. But I’ve had basically nothing in my wallet for weeks. Makes my dick itch.

 

[mosin46]

carrying > $200 is a prob because getting change for a $50 bill can be a problem. looks to me like a lot of the "poor" use cards and are doing deficit spending like the US gov. see them using 2 or more cards same purchase at times.
i am trying to go to all cash but filling up requires a 20m drive so not real consistent. when/if the dig currency gets forced things will be chaotic. but sheeple are being programed to accept that.

 

[RayDBonz]

Cash cannot be easily tracked, monitored, or denied.
Plus, studies have shown people spend more when just plopping down a piece of plastic.
Although I have not paid one cent of credit card interest in several decades.

 

[sloporsche]

Cash cannot be easily tracked, monitored, or denied.
Plus, studies have shown people spend more when just plopping down a piece of plastic.
Although I have not paid one cent of credit card interest in several decades.

I NEVER paid interest always pay in full when the CC bill comes in the mail.

 

[Rthur]

Banks have spent considerable effort in getting folks to use CCs.
It isn't because they are good for the average user.

R

 

[Rodney65]

checkbook gets the check in the mail duty [which slowly I am losing to pay on line sadly]

I get liking cash as it easy to use and keep track of and is hard to trace, but why are you saddened by using online banking in place of checks? It's faster, easier, and safer.

 

[sloporsche]

I get liking cash as it easy to use and keep track of and is hard to trace, but why are you saddened by using online banking in place of checks? It's faster, easier, and safer.

little thing like writing a check and posting it help me keep mentally and physically active

 

[bmash]

I keep at least $1000 in the safe and a few hundred in my wallet. I use credit cards and probably do spend more than if I paid cash…oh well. I use a Costco card the most and get $800 or more back at the end of the year which helps.
Sometimes I will buy with cash when making a deal on large purchases. I always thought businesses didn’t want credit cards used, but many won’t take a check and prefer a card. I’ve offered a check, but a credit card is easier and per them cheaper than fooling with checks. Almost all of my monthly bills are auto pay. I do pay credit cards through my banks online payment system since I want to review before paying.

 

[GreenGO Juan]

Banks have spent considerable effort in getting folks to use CCs.
It isn't because they are good for the average user.

R

They charge businesses processing fees, ie they makes $$ when you use a card.

Some people have started passing that on to customers.

My dentist, local gas station. Its cheaper to use cash.

 

[Gunfighter14e2]

They charge businesses processing fees, ie they makes $$ when you use a card.

Some people have started passing that on to customers.

My dentist, local gas station. Its cheaper to use cash.

Many places here give a 5% discount for cash.

why are you saddened by using online banking in place of checks? It's faster, easier, and safer.

It is not safer, I know many who had to fight tooth & nail to get their money back after someone electronically emptied their accounts. Plus when the power, computer, or sat is out, plastic is worthless. Most here can still make change,...

 

[D̷e̷v̷i̷l̷D̷o̷c̷A̷Z̷]

The problem I’m having with cash is:
-pizza place won’t accept a $50 bill on a $50 order.
-baseball stadium/concert venue will not accept any cash

My initial thought is the employees can’t be trusted.

That said I still carry some but what was once laughed at (wad of $1’s & $5’s) is now the norm…..because I employees can’t be trusted?

I hate the youth for so many reasons.

 

[748rpilot]

Can't remember the last time I carried cash. For awhile I kept $2-$4k cash at the house, but ended up spending it on ammo and guns. I've put everything on CC for as long as I can remember and just autopay it at the end of the month. Although I do keep a couple $20s in the car in case I need gas.

Otherwise, I'll take my 1 to 3% cash back on the card. Almost no one gives cash discounts any longer, even though it's cheaper for them. One of my LGSs posts "cash prices" that are still high, and then charges more for cards. Haven't bought anything there in years.

 

[sloporsche]

The problem I’m having with cash is:
-pizza place won’t accept a $50 bill on a $50 order.
-baseball stadium/concert venue will not accept any cash

My initial thought is the employees can’t be trusted.

That said I still carry some but what was once laughed at (wad of $1’s & $5’s) is now the norm…..because I employees can’t be trusted?

I hate the youth for so many reasons.

My wife is the tech guru with the apple watch ,cell phone and the cards so she is my backup if cash is not allowed . I don't own a cellphone just a line that plugs into the house router and 1 credit card which i often have to ask how to use it . I have had more issues trying to buy something without a cellphone .....being a fudd i must resist

 

[DemonicLemming]

Cash is gross and checks are stupid. I keep just enough cash in the car so I can hit the farmer's stand on the way home once a week for sweet corn.

I've seen people pull cash out of enough places that nothing should be that I have no interest in having some ass hair-encrusted, flapjack tit-sweat soaked, snotrag for a 4-year-old cash in my wallet.

Checks exist to pay state shit (taxes, etc) and the occasional medical bill where the online portal is retarded and takes 13 different black magic incantations to get it to work. They're also slow as fuck to use when you're in line. I still have a box of checks from 20+ years ago I'm slowly chipping away at.

Also, at least around here, if the computer system is in a state where credit/debit cards won't work, they typically won't take cash either. Happened at grocery stores and gas stations multiple times.

 

[oneshot86]

Cash is gross...

You fucking pussys