When I worked for an insurance company Arkansas was a notorious title washing state, hopefully they have changed their laws and now issue flood or salvage titles. You need to investigate the title history of a car BEFORE you buy it, CARFAX is not error proof because if a flooded car didn't have comp coverage then a claim would have never been filed, even if there was a comp/flood claim filed not all insurance companies report claims to CARFAX or NICB/ISO.