True Story. They recovered the car but not the purse and cash. Insurance will pay - they'll just raise everyone's rates to pay for the dumb fuckers.
'Nuther true story - Chick I worked with that was the Branch Coordinator (supposedly not stupid) was loading Christmas presents in her car two years ago and left the car running with all the loot stacked in the back seat while she went in the house for another load. When she got back the car was gone. The Police eventually recovered the car minus the Christmas goodies. Car had been trashed.
But the insurance paid it. Stolen car, right?
Those of us who lock their cars pay extra rates to supplement the Stupid Amongst US. This is what I thought about health insurance years ago...so let me get this straight. I quit smoking, keep my weight within perfect BMI index via food control ad exercise, ride my bike, my "numbers" for BMI, and all that is textbook and I pay the exact same rate as the asshole my age that is morbidly obese , smokes, drinks, and hasn't walked past the front door of his apartment in 12 years.
There are no consequences for being a dumb ass in the US anymore. We spread the Hate and The cost out among everyone and the ones who try and take care of themselves and not be a burden are SOL. Ya leave yer car running/keys in it and it gets "borrowed" it's not stolen. You get nothing. You balloon to 3X your normal weight and have high cholesterol and all the associated risks and do nothing to mitigate the consequences? No insurance for you.
<rant>Off</rant>
VooDoo