Went to see a financial counselor today...what a waste of time.
FC: Do you drink?
me: Yes
FC: How much a day?
me: 3 six packs
FC: How much per six pack?
me: about $10.00
FC: And how long have you been drinking?
me: 15 years
FC: So 1 six pack cost $10.00 and you have 3 six packs a day which puts your spending each month at $900. In one year, it would be $10,800 correct?
me: Guess so
FC: If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct?
me: Sounds right
FC: Do you know that if you hadn't drank, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari?
me: Do you drink?
FC: No
me: Where's your fucking Ferrari?
FC: Do you drink?
me: Yes
FC: How much a day?
me: 3 six packs
FC: How much per six pack?
me: about $10.00
FC: And how long have you been drinking?
me: 15 years
FC: So 1 six pack cost $10.00 and you have 3 six packs a day which puts your spending each month at $900. In one year, it would be $10,800 correct?
me: Guess so
FC: If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct?
me: Sounds right
FC: Do you know that if you hadn't drank, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari?
me: Do you drink?
FC: No
me: Where's your fucking Ferrari?