Square hacked?

[Jefe's Dope]

Or crashed.

Login failures reported World wide.

This is gonna piss a lot of people off.

So, it's not you if you're wondering.

 

[myronman3]

I have to be honest with you....i have NO idea what “square” is. I guess the upside is that obviously i am not affected by it.

 

[Alpine 338]

Or crashed.

Login failures reported World wide.

This is gonna piss a lot of people off.

So, it's not you if you're wondering.

 

[Jefe's Dope]

I have to be honest with you....i have NO idea what “square” is. I guess the upside is that obviously i am not affected by it.

It's a credit card processor/POS system that many independent/small business' use as well a few larger ones. They revolutionized the pay with your smart device mobile credit card processing. Prior to them, the credit card processing companies charged a small fortune for equipment and processing. They also offered very cheap, no fee, transparent credit card processing for traditional brick and mortar retailers as well.

The POS system is very robust and is completely free sans a bar code scanner and iPads you supply. It used to cost thou$ands for POS equipment and was very prohibitive for small business'.

 

[Jefe's Dope]

It was also one of the early peer to peer cc/debit card payment systems like Apple Cash or Venmo, etc.

 

[eca7891]

POS= point of sale, not piece of shit.

 

[Hobo Hilton]

It could not happened to a more deserving Spy Company who is selling info from clients it does not even have. The clients are the merchant;s customer....

Ever wonder how they got your email address so they can email a copy of your receipt?

Hobo

 

[E. Bryant]

POS= point of sale, not piece of shit.

Sounds like it might be both at this point.

 

[E. Bryant]

It could not happened to a more deserving Spy Company who is selling info from clients it does not even have. The clients are the merchant;s customer....

Ever wonder how they got your email address so they can email a copy of your receipt?

Hobo

You. You gave them your email address at some point; all they do is associate that email with the credit card number, so all receipts for future transactions are routed accordingly.

 

[Alpine 338]

What I'm doing now, anytime someone asks, I give them my old disconnected phone number, or an old email, random SSAN, etc.

Sometimes I'll respond that they will have to sign a non-disclosure agreement, that if violated, they pay me huge sums of money. You should see the looks I get.

 

[Hobo Hilton]

You. You gave them your email address at some point; all they do is associate that email with the credit card number, so all receipts for future transactions are routed accordingly.

No........ I never gave Square my email. That is more of their propaganda. Merchants are supposed to post that warning, in plain sight about Square. They do not. I have a long list of Square's propaganda... Square is tracking your purchases and selling the info.

Banning firearms
In May 2013, Square announced it would no longer allow firearms-related transactions to be performed using its devices or software. The company amended its terms of service for retailers to ban sales of "firearms, firearm parts or hardware, and ammunition; or ... weapons and other devices designed to cause physical injury". The company denied that this move was related to the increased debate over gun control.[81]

Started by the Twitter Guy

Founded in February of 2009 by Jack Dorsey, who is also the founder of Twitter.com, Square has grown into a large, publicly-owned company (NYSE: SQ) in a very small amount of time and spawned tons of competitors. Much of the company’s success can be attributed to the fact that Square has ingeniously broken the mold of credit card processing by removing the traditional barriers that restricted processing services to actual businesses, thereby bringing credit card acceptance to the individual, or essentially anyone and everyone.





Hobo

 

[Jefe's Dope]

No........ I never gave Square my email. That is more of their propaganda. Merchants are supposed to post that warning, in plain sight about Square. They do not. I have a long list of Square's propaganda... Square is tracking your purchases and selling the info.

Hobo

Can you post some sources/info? Curious abut the warning that supposed to be posted especially.

 

[Hobo Hilton]

Can you post some sources/info? Curious abut the warning that supposed to be posted especially.

Square has taken a page from the play book of Giant Pharmaceuticals when it comes to propaganda and having an entire legal department writing and posting raving reviews. When you Google Square you have to dig back to page 100 to get down to the rest of the story.

A few items:

The cost has always been one of Square’s biggest draws. With Square Payments, merchants typically pay a flat rate of 2.6% + $0.10 for swiped/dipped/tapped transactions, 3.5% + $0.15 for keyed transactions, and 2.9% + $0.30 for online transactions. No monthly fee. No statement fees. No monthly minimum. This is a great deal for many merchants, especially new ones who don’t have an established processing history.
Raving Reviews at - https://www.merchantmaverick.com/reviews/square-review/
Merchants are "selling" your info cheap. So, a merchant thinks it's a wonderful perk... What's your personal info worth?
_______________________
Read what the Market says about SQ

Block Inc., SQ Quick Chart - (NYS) SQ, Block Inc. Stock Price - BigCharts.com

SQ - Block Inc. Basic Chart, Quote and financial news from the leading provider and award-winning BigCharts.com.

bigcharts.marketwatch.com

______________________
I see a debit on my checking account for a purchase I do not recognize. It shows a terminal #, SQ, a name (I don't recognize) and date, but when I look it up on the "find transaction" form it does not show up. It shows my ATM card, which I rarely use for a purchase. How do I locate this merchant?

I am unable to identify a Square POS charge on my bank statement. How do I find the merchant?

I see a debit on my checking account for a purchase I do not recognize. It shows a terminal #, SQ, a name (I don't recognize) and date, but when I look it up on the "find transaction" form it does not show up. It shows my ATM card, which I rarely use for a purchase. How do I locate this merchant?

www.sellercommunity.com

___________________

 

[Jefe's Dope]

Merchants are supposed to post that warning, in plain sight about Square.

What "warning" sign is supposed to be posted? The signage you posted is signage supplied by Square to display to advertise you take CC payments and the supported cards.

The link to the stock price is just that. FYI, I bought it at $11/share cost factored and is currently trading at $70/share. You do the math. Not sure what you're trying to show me there.

The other link is how to figure out what Square merchant you spent money with because you can't remember where you spent money?

I'm just not seeing why you're so anti Square. You can enter an email or phone number when you make a purchase for receipt purposes and then your info is stored in the system for future reference. It's not required though. The retailer has no access to that information other than what you've purchased with them. It's helpful as you can resend any receipt at any time after the sale.

Lastly, the copied and pasted portion of your post just shows what and how they charge for CC processing. They are likely the cheapest processor for many and their fees are simple and transparent. They really shook the CC processing world which in turn ruffled a lot of feathers and cost some people a lot of money. Which resulted in a negative media campaign against them.

 

[QuickNDirty]

What I'm doing now, anytime someone asks, I give them my old disconnected phone number, or an old email, random SSAN, etc.

Sometimes I'll respond that they will have to sign a non-disclosure agreement, that if violated, they pay me huge sums of money. You should see the looks I get.

One of the fun parts about being a phone geek is having lots of phone numbers to give out. It's neat seeing who is leaking numbers and where the spam comes from.

 

[Hobo Hilton]

What "warning" sign is supposed to be posted? The signage you posted is signage supplied by Square to display to advertise you take CC payments and the supported cards.

The link to the stock price is just that. FYI, I bought it at $11/share cost factored and is currently trading at $70/share. You do the math. Not sure what you're trying to show me there.

The other link is how to figure out what Square merchant you spent money with because you can't remember where you spent money?

I'm just not seeing why you're so anti Square. You can enter an email or phone number when you make a purchase for receipt purposes and then your info is stored in the system for future reference. It's not required though. The retailer has no access to that information other than what you've purchased with them. It's helpful as you can resend any receipt at any time after the sale.

Lastly, the copied and pasted portion of your post just shows what and how they charge for CC processing. They are likely the cheapest processor for many and their fees are simple and transparent. They really shook the CC processing world which in turn ruffled a lot of feathers and cost some people a lot of money. Which resulted in a negative media campaign against them.

Obviously you know a lot about Square. What is your relationship with the company?


2,785 Complaints

Square, Inc. | Complaints | Better Business Bureau® Profile

View customer complaints of Square, Inc., BBB helps resolve disputes with the services or products a business provides.

www.bbb.org

 

[Jefe's Dope]

Obviously you know a lot about Square. What is your relationship with the company?


2,785 Complaints

Square, Inc. | Complaints | Better Business Bureau® Profile

View customer complaints of Square, Inc., BBB helps resolve disputes with the services or products a business provides.

www.bbb.org

I'm a user and have a small amount of money invested in their stock.

Can you answer the questions I've asked or are you going to just be illusive?

I can tell you that after many accounts with many CC processors, Square is by far the best/easiest/cheapest processor to use. It's not even close.

 

[Sgt47]

My wife uses Square for cc at her business. She said she had one glitch, yesterday afternoon (Pacific), and then everything went back to normal.

 

[Hobo Hilton]

I'm a user and have a small amount of money invested in their stock.

Can you answer the questions I've asked or are you going to just be illusive?

I can tell you that after many accounts with many CC processors, Square is by far the best/easiest/cheapest processor to use. It's not even close.

The info I received was "Face to Face" with the owner of a business using Square. This was 3 years ago. In looking over your contract. It's possible that requirement has changed or the owner gave me bad info.

Your turn to answer my question....... What is your affiliation with Square, Inc.... ?

Regardless, you aren't going to change my opinion of Square, Inc....

General Terms of Service

squareup.com

 

[Jefe's Dope]

Your turn to answer my question....... What is your affiliation with Square, Inc.... ?

I'm a user and have a small amount of money invested in their stock.

I answered as soon as you asked. ?‍



What is this "warning sign" you referenced to be "required" that I keep asking for a source and what does it say/warn the customer for?

Regardless, you aren't going to change my opinion of Square, Inc....

I have zero desire to change your opinion. I've simply been trying to get some clarification from your original post in this thread.

 

[Hobo Hilton]

Pure Fiction Story:

Back around 1986, in rural Missouri, there were hundreds of farms spread over the country side. At that time most farms had a fishin' pond. As we all know, there's not a lot for a 10 year old kid to do in that environment. The old farmers, at a local Grange meeting got to talking. In an effort to give the kids something to do and to keep them out of trouble, it was suggested that they open up their pond's to the kids and let them fish, for free, during the summer to "keep them out of mischief".... One of the old guy's, Mr. Brown, got to thinking... When he saw the kid next door coming home with a string of fish he made the kid an offer. "If you will clean those fish, I'll give you .50 cents for each fish you bring home" he said. The 10 year old started seeing $$$ signs. Soon, he and his buddies were bring fish to Mr. Brown's house every afternoon. No questions asked by the kids as to what Mr. Brown was doing with the fish...

A few years went by and Mr. Brown had a new house built with a big cooler in his 4 car garage. The kids grew up and went off to college at University of Missouri at Rolla. One day that kid who had been selling fish to Mr. Brown saw his big new truck at the giant Refrigerated Warehouse run by a Health food company.... He moseyed over to chat with Mr. Brown who was holding a big fat $ check in his hand. The kid was pretty sharp and begin to put 2 and 2 together...

He had watched kids fish for free, sell their fish for penny's on the dollar to Mr. Brown. Then Mr. Brown transported to the fish to a customer who paid big bucks for the fish... One day, Mr. Brown retired and a kid named JP took over the fish supply company. Guess a sharp guy could do that with almost anything... Like information.

Wishing you guy's a great day.

Hobo

 

[Jefe's Dope]

Your point is lost on everyone because you never actually made one.

You're making claims you can't back and when asked to, you provide proverbs. If you're trying to be mysterious, you've succeeded as no one knows what the fuck you're talking about. It comes out as English but you're speaking your own language. Next time dumb it down for numb nuts like me. ?

 

[Hobo Hilton]

Your point is lost on everyone because you never actually made one.

You're making claims you can't back and when asked to, you provide proverbs. If you're trying to be mysterious, you've succeeded as no one knows what the fuck you're talking about. It comes out as English but you're speaking your own language. Next time dumb it down for numb nuts like me. ?

OK, Dumbed down.
Square (now Block), dropped from 275 down to 90 in 6 months. Must be a problem company.

 

[2aBaC̶a̶]

Russians

 

[akmike47]

POS= point of sale, not piece of shit.

Usually they are interchangeable since half of the POS systems barely function half the time.

 

[Jefe's Dope]

OK, Dumbed down.
Square (now Block), dropped from 275 down to 90 in 6 months. Must be a problem company.

Did you wait two+ years to "get me" with that? Ok, bro.

 

[W54/XM-388]

For everyone that is all being so happy to bash Square here's a question for you...
What credit card processor do you use for your business then?
If you don't have a business and haven't had to deal with credit card processing companies then STFU about whining about square.

Currently Square is pretty much about the least evil of all the credit card processors for smaller businesses.
They are way less evil to the merchants than PayPal is as far as a credit card processor.

 

[JJMoody]

They’ve done us pretty good. Just don’t use the swiper with the chip cards anymore. If you read the fine print, the customer can challenge the sale and the merchant has no leg to stand on. Square will refund the customer (crook), take the money from your account and you can’t even protest the transaction. Total horseshit.

 

[Jefe's Dope]

They’ve done us pretty good. Just don’t use the swiper with the chip cards anymore. If you read the fine print, the customer can challenge the sale and the merchant has no leg to stand on. Square will refund the customer (crook), take the money from your account and you can’t even protest the transaction. Total horseshit.

I implemented a rule that if it didn't chip, no sale. We only had the chip reader/insert available for use. No manually typing in the number, etc.

The one protest we had, the customer won but I 1. Didn't have to pay as Square paid for it per our agreement and 2. Didn't even know we had a challenge until I opened the "challenge" (I can't recall the exact name the used for the button) and saw it. I had so few challenges/chargebacks with Square vs. all the other processors. As I stated above, only one. Which is astonishing as 75% of chargeback/challenges are scams(customers looking for free goods) and Square seems to have found a way to head them off at the pass before the get to the retailer. But that's easier to prevent at the sales counter pre-sale with clear policies posted and training employees to be clear about returns, warranties, etc. before even taking payment.

 

[rlsmith1]

For those of you that hate square, check out Moov. Square (and stripe) do well at checkout where Moov is a seamless accept, store, and disperse platform. Oh and it’s run by a couple guys from Iowa that love their country. Ask me how I know

 

[rijndael]

We use Shopif

For those of you that hate square, check out Moov.

We’re pretty happy with Shopify. Their website creation tools and support have been pretty good. If things change, we’ll check them out.

 

[W54/XM-388]

For those of you that hate square, check out Moov. Square (and stripe) do well at checkout where Moov is a seamless accept, store, and disperse platform. Oh and it’s run by a couple guys from Iowa that love their country. Ask me how I know

Double check what their refund policies are before getting to excited.
If you have to refund a customer do they give you back EVERYTHING except the $0.30 transaction fee, or do they keep the "processing fees" as a gift to themselves?
Also do they charge different rates for "premium cards"?
Also what are their policies about protecting the merchant or helping them during chargebacks?

 

[rlsmith1]

Double check what their refund policies are before getting to excited.
If you have to refund a customer do they give you back EVERYTHING except the $0.30 transaction fee, or do they keep the "processing fees" as a gift to themselves?
Also do they charge different rates for "premium cards"?
Also what are their policies about protecting the merchant or helping them during chargebacks?

I’m not involved in the day to day but I would assume at the very least things would be industry standard (whatever that is).

As far as merchant protection, the merchant is their customer so it would be wise to take care of the merchant while minimizing their risk. I appreciate the questions, I’ll have to ask.

I would add though, that if checkout is the only thing you’re after, maybe square isn’t worth abandoning (yet). The beauty of the Moov platform is being able to charge customers, store money, and disperse seamlessly through the same platform. I know it’s a solution nice enough that one of the largest customers of stripe is leaving…

 

[Hobo Hilton]

My concern is the methods Block uses to gather personal info, package and then re-sell it. How they operate a legitimate business is not a concern to me..

 

[W54/XM-388]

I’m not involved in the day to day but I would assume at the very least things would be industry standard (whatever that is).

As far as merchant protection, the merchant is their customer so it would be wise to take care of the merchant while minimizing their risk.

That's a whole lot of assumptions there, I'd get very specific clarification on things because the "Industry standard" is quite literally "screw the merchant as rough as you can" for most small "convenient" processing companies.

I'm pretty sure folks seriously considering the platform would be quite interested to know the exact details on those parts.

 

[W54/XM-388]

My concern is the methods Block uses to gather personal info, package and then re-sell it. How they operate a legitimate business is not a concern to me..

Well they are the least of your worries.
Google openly admits that they buy up all the transaction data they can, both online sales and in store sales, right from the big main backend houses that do everything for everyone and then do their best to correlate each charge with a specific person and then what that person may have been viewing online.
(Why you ask... so they can justify their ad rates to advertisers by trying to show that people saw their ad and then went and purchased it in a store or online).

 

[cattleman99]

Square had our account deleted within a few days of opening it. Finding a reasonably priced processor in this industry is tough.

 

[Hobo Hilton]

Square had our account deleted within a few days of opening it. Finding a reasonably priced processor in this industry is tough.

I agree... I'm seeing it with banks also. Institutions / businesses are selling customer info to offset operating cost. One of my banks is allowing it's operating system vendor to track, package and sell customer's money movements. While the bank is telling me it is operating within the Federal Rules and regulations it knows full well it's vendor is gathering info. Of course, it is the banks responsibility to track and record every penny of a customer's account.

 

[jmornoinf]

Why are we even talking about Square here?? They hate the 2nd Amendment

 

[Hobo Hilton]

Why are we even talking about Square here?? They hate the 2nd Amendment

Welcome to the party. Have anything to add ?

 

[Jefe's Dope]

Why are we even talking about Square here?? They hate the 2nd Amendment

It's a two year old+ thread I started to inform other Square users that there was a crash in the system and that it wasn't their issue, but a Square issue. Then it got thrown off the rails by some unverifiable tinfoil hat shit.

But we can discuss the anti gun policies as well. Can you recommend another processor that is gun friendly? What are their rates? Chargeback policies? Dispute process? Etc.

 

[Jefe's Dope]

My concern is the methods Block uses to gather personal info, package and then re-sell it. How they operate a legitimate business is not a concern to me..

I asked and you have yet to provide anything other than anecdotal experiences by a third party not posting.

Just provide anything substantial proving your claim. Specifically that Square, or Block, collects customer information without their consent, and how they do that. Also, you still haven't provide any proof that you have to post a "warning" about Square.

 

[Jefe's Dope]

I agree... I'm seeing it with banks also. Institutions / businesses are selling customer info to offset operating cost. One of my banks is allowing it's operating system vendor to track, package and sell customer's money movements. While the bank is telling me it is operating within the Federal Rules and regulations it knows full well it's vendor is gathering info. Of course, it is the banks responsibility to track and record every penny of a customer's account.

So all financial institutions are doing what you claim Square is doing? What do you suggest we do, in the meantime, to collect CC payment as merchants? It's basically business suicide to not accept CC as payment.

 

[jmornoinf]

Welcome to the party. Have anything to add ?

I do. Square banned me on my third transaction because the buyer mentioned "gun". That is all.

 

[Hobo Hilton]

I do. Square banned me on my third transaction because the buyer mentioned "gun". That is all.

Understood... Block is looking for a target audience..... Low fees, don't complain, don't rock the boat. If they can sell your info for more than they have invested they keep their merry-go-round in motion.