Or, not be poor by overextending yourself and living within your means.
Those two aren't mutually exclusive. I've financed things before even though I had cash to buy them. I used to manage all of my money on a monthly basis, and monthly payments made that easy. I'm sure there were better ways, but it was successful for me. Not everyone who does monthly payments is broke lol.
I understand what you're saying but I'm arguing a different point, which is:
Any company can do what they want, I'm not saying they shouldn't be allowed to do this, I'm saying its "snake in the grass", take advantage of your loyal customers hustling. ESPECIALLY when Dillon touts to be "about the customer" and how they make the best products for the best customers. Its sleezy corporate hack "read the 120 pages of T&C" moves.
I think people confuse my distaste for this type of shit with me being butthurt over not having money, or thinking they should be cancelled or not legally allowed to do this. Which of course, is false. That doesn't change that I think its low. To me, if Dillon actually cared about their customers, they would offer a reasonable interest rate for financing their products, which allows more units to be sold, more money for Dillon off of interest, and more happy customers.
IMO, this is worse than offering no financing at all. It only hurts the customer they're supposedly trying to help.