guns/rifles insurance

[Impact]

Looking to get an insurance for my guns/rifles. Which one do you recommend ? I'm NRA member and did a quick estimate with the insurance company they suggest. Trying to see if you guys have other recommendations.

thanks

 

[Immorteq]

Re: guns/rifles insurance

Best return on your money? A quality gun safe, in my opinion. I told my gun owning homeowners insurance provider that I had 30k+ in my collection and his advice was don't spend the money of the increased rates when the cost of appraisals and documenting their worth and what the Insurance companies will end up paying in a loss claim, will not be worth it in the end. 3 grand on a good gun safe was cheap when he showed me the rates and terms.

 

[BOLTRIPPER]

Re: guns/rifles insurance

get two while you are at it.....you'll need 'em

then glue 'em to the floor

 

[Immorteq]

Re: guns/rifles insurance

agree!

 

[ZLBubba]

Re: guns/rifles insurance

If you can get USAA, they have a pretty solid deal for weapons, though you have to report makes, models, serial numbers, and values for them. Still, it's good for smaller collections. I'm nowhere near $30k into my addiction... yet.

 

[Impact]

Re: guns/rifles insurance

well I live in an apartment so big safes are not very practical. Also in case of fire or theft in the car, safes won't help much.
The quote I got was $450 a year.

 

[rware91]

Re: guns/rifles insurance

that rate doesnt seem to bad but be careful. If you have renters insurance for your apartment does that cover stuff stolen from your car or from a fire? im not sure but for some reason i thought it did

 

[Impact]

Re: guns/rifles insurance

I also have renters insurance for our place (covers fire/theft at home).
I've been looking for a firearms insurance only. the $450 a year is just for the guns.

 

[feltonfitz]

Re: guns/rifles insurance

$30,000 in gun insurance will run you about $193 a year and includes coverage when away from home (which safe does not). Covers theft, fire, flood, amd all natural disasters.

www.collectinsure.com

 

[jcwarrior87]

Re: guns/rifles insurance

I have a rider on my renters insurance, I have to have pics, Sn, and value with receipts if I can have them, costs me 1$ per 1k$ of insurance a month. If they are stolen any were in the world I get my money for them.

 

[stefan73]

Re: guns/rifles insurance

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: ZLBubba</div><div class="ubbcode-body">If you can get USAA, they have a pretty solid deal for weapons, though you have to report makes, models, serial numbers, and values for them. Still, it's good for smaller collections. I'm nowhere near $30k into my addiction... yet. </div></div>

USAA is great!!

 

[cttbax]

Re: guns/rifles insurance

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: ZLBubba</div><div class="ubbcode-body">If you can get USAA, they have a pretty solid deal for weapons, though you have to report makes, models, serial numbers, and values for them. Still, it's good for smaller collections. I'm nowhere near $30k into my addiction... yet. </div></div>

I have usaa, and did not provide serial numbers. I told them that I have them on file and if needed will provide them in the event of a claim. I also clarified that the serial numbers were not required for the policy.

I also write detailed descriptions of modifications along with the dollar amount that its worth. I over value some guns with sentimental value....

YMMV

Bax

 

[427Cobra]

Re: guns/rifles insurance

Man you really need to move out of PRK, 30k in firearms and you live in an apartment because a houses are so over valued,

 

[UKDslayer]

Re: guns/rifles insurance

get two while you are at it.....you'll need 'em

then glue 'em to the floor [/quote

Don't you mean bolt?

 

[Impact]

Re: guns/rifles insurance

bumping it to get more inputs.

 

[Winny]

Re: guns/rifles insurance

+1 with USAA!