You project the attitude that you assume insurance is going to hassle you. Why?
Maybe because thats what insurance companies do... like 9 out of 10 times.
How many insurance stories have you read where the person was like "oh my fuck they gave me 125% value for my car that was totaled"? Most likely between 0 and 1...
How many insurance stories have you read where the insurance company offered like 50% value of the item and claim market rate, when everybody(including them) knows its complete horse shit. Then you take weeks on end, maybe a lawyer, etc... to get them to come up to a more reasonable number, which is generally probably still low.... My guess is a ton.
I think thats why people are expecting a hassle when it comes to dealing with insurance no matter the product being insured...
My guess is PV, like most everybody if they are honest, was under-insured, but possibly not due to the product they inventoried. Hell its possible somebody wouldnt even SELL them fire insurance and they could be royally fucked... no clue. If they have the policy limits and the live computer inventory of their warehouse it should be a pretty easy settlement. Stuff like the value of the building and other things will be where they possibly get into a tug of war with the insurance.
