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House caught fire yesterday

JMGlasgow

JMGlasgow

Old Salt
Full Member
Minuteman
    • Apr 13, 2012
    3,965
    5,544
    Cheyenne, WY
    Got off work yesterday and came home to my street shut down and the fire dept putting a fire out at my house. We had very high winds and a tree fell on my power line to the house, which set it on fire. Only my dogs an cat were inside and they are ok (thankfully). My once pristine 1993 Mustang was damaged and the house has extensive damage on one side which includes the garage, utility room, kitchen and office. Smoke and water damage throughout and the roof and attic are toast. I'll know more later today when there's daylight and after I talk to my insurance companies. I'm basically living in a hotel for the time being.
     
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    Glad everyone is OK and your furry friends too.

    Hope it all works out ok.

    Keep us posted.
     
    I've been through an almost total loss fire. It sucks big time. Sorry to hear, wish I was closer. Insurance companies suck ass to deal with on dweling fires, so be prepared for them to count studs and nitpicking the house to death.
     
    JMGlasgow said:
    Got off work yesterday and came home to my street shut down and the fire dept putting a fire out at my house. We had very high winds and a tree fell on my power line to the house, which set it on fire. Only my dogs an cat were inside and they are ok (thankfully). My once pristine 1993 Mustang was damaged and the house has extensive damage on one side which includes the garage, utility room, kitchen and office. Smoke and water damage throughout and the roof and attic are toast. I'll know more later today when there's daylight and after I talk to my insurance companies. I'm basically living in a hotel for the time being.
    Click to expand...
    Dammit that just sucks! Hope you get help from the insurance companies. Fight 'em for every dollar. Glad you, yours, and the pets are okay though.

    I have to say, when I think I got an issue I can't stand, I find it's pretty minimal in comparison to what some are about to go through.
     
    Sorry to hear about the house and all. Sure glad no one was hurt and the pets are fine.
    I would think they'll go crazy next time they hear the fire alarm ours does everytime one go off.
    Good Luck with the clean up.
    God be with you and yours throughout this ordeal, and prayer will be given as well.
     
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    If it made the news you need to get a "disaster" team out there ASAP. They will or at least should put up a fence around the home.

    A home 4 houses down from my brother burnt to the ground, I mean all the way to the ground. It made the news, disaster company was there before the firefighters left. Fence was up in an hour or so.

    This was on a quite little dead end street. Maybe sees 15 cars a day including the postman. That night a couple LEO were sitting in there cars all night about 50 yards away, fire truck stayed all night in case of a flare up (which it did at 2am and fire hoses were frozen).

    My brother said the street was packed with cars all night. He talked to the LEO in the morning and they said they arrested 5 people who tried to get over the fence and were going to loot the ashes. LEO said they quit counting after 200 cars but they estimated over 400 cars drove by in 12ish hours. They ran plates on all of them and about 20% where from addresses over 70 miles away, 3 were over 110 miles.

    LEO said news coverage more than quadruples the number of people who come to see stuff like this. Most just Gawkers, but you don't drive an hour each way just to gawk at a burned out building.
     
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    2ndamendfan said:
    If it made the news you need to get a "disaster" team out there ASAP. They will or at least should put up a fence around the home.

    A home 4 houses down from my brother burnt to the ground, I mean all the way to the ground. It made the news, disaster company was there before the firefighters left. Fence was up in an hour or so.

    This was on a quite little dead end street. Maybe sees 15 cars a day including the postman. That night a couple LEO were sitting in there cars all night about 50 yards away, fire truck stayed all night in case of a flare up (which it did at 2am and fire hoses were frozen).

    My brother said the street was packed with cars all night. He talked to the LEO in the morning and they said they arrested 5 people who tried to get over the fence and were going to loot the ashes. LEO said they quit counting after 200 cars but they estimated over 400 cars drove by in 12ish hours. They ran plates on all of them and about 20% where from addresses over 70 miles away, 3 were over 110 miles.

    LEO said news coverage more than quadruples the number of people who come to see stuff like this. Most just Gawkers, but you don't drive an hour each way just to gawk at a burned out building.
    Click to expand...
    They called a crew to board the house up and the fire inspector stayed until it was done.
     
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    Sorry to hear, glad your pets are fine. You mind me asking how your boom sticks faired? Sounds like if you store them in the basement they were away from the flames but might still have water to contend with. Fire is right up there with theft for me in what I fear about regarding my firearms.
     
    Sorry to hear this. Cheyenne Fire certainly seems to have done the right thing. A good stop like that in high winds is a tough day. And they got your pets out.
     
    Everybody already said everything else so Ill just add:

    (y)
     
    @JMGlasgow

    It truly is great to see the offering of help, by sincere folks who mean it. I have no idea how your insurance works 'down there', but what I've learned the hard way, up here is that you now have to 'mitigate your losses'... to which they mean that you are responsible for any further damages from this point on. Not them. And that requires site protection/security.

    As I understand it, with you living in a hotel now, and if you came to the house one day and all the copper tubing has been ripped out, the insurance doesn't cover that. (this is how the adjuster explained it to me)

    If ya'll have a different system, I don't know. But cover your ass, and check your status. Blessings on ya', and knee-mail sent. Hug your animals.
     
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    @JMGlasgow Most of our greatest fears realized. As has been said, damn happy you're all ok, pets as well. Hope you didn't lose any unreplaceable items. Do us all a HUGE favor, if you'd be so kind. If you need ANYTHING, please reach out right here or in a PM. We have a number of people who specialize in making peoples lives better. I can't stress this strongly enough. DO NOT HESITATE. We have your back as best as we can, but in all honesty, we're pretty good at it. (y) :cool:
     
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    I seen this happen on another forum I used to frequent. The post on that forum got used against the guy in debates with Insurance company. It got crazy.....the guy finally came out and said "my attorney told me not to post anymore about this".....or something along those lines. I think they even pointed the arson finger at him. I don't recall all the details though. Probably 10 years ago, if not more!
     
    Knowing Jeff, I would bet that he has this thing pretty well screwed down now and the kind of person he is, he did not lack for help.
    Way TOO busy with lots of folks to be checking on us.
    My truck is unloaded, fueled, ready to go. Weather not so good. Go slow.
    Waiting on an update. FM
     
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    powdahound76 said:
    Dang sir. Very glad nobody was injured.

    Very very sorry.
    Hate when this happens.

    Im down in Denver.
    Can easily make time this weekend if you need help with anything. Anything at all. Just PM me.

    Have respirator, will travel.
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    Foul Mike said:
    It will take about 15 minutes to unload all of the range shit in my truck and about 2 hours, depending on weather, to drive that 125 miles but I will be there to help if you need me and the truck. PM or call and I will be on my way. Foul Mike
    Click to expand...


    I’m in Firestone, and will help out in any way I can.
     
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    Foul Mike said:
    Knowing Jeff, I would bet that he has this thing pretty well screwed down now and the kind of person he is, he did not lack for help.
    Way TOO busy with lots of folks to be checking on us.
    My truck is unloaded, fueled, ready to go. Weather not so good. Go slow.
    Waiting on an update. FM
    Click to expand...

    I’ve got a flat bed and a 24’ trailer ready to go.
     
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    Thanks all. I've been running around all day and taking phone calls from my homeowners and collector car insurance. The place was locked down pretty tight and I asked my neighbors to look after the place and call if they saw anything suspicious.

    Unfortunately my insurance won't cover living expenses so my wife and I will have to fend for ourselves while still paying the mortgage. It's going to be tough for quite awhile, and I'll reach out if I need help.

    You guys are the best...even though I've never met most of you.
     
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    Does anyone here know how to start a Go Fund Me Page?
     
    I know this sucks, but just be thankful that everyone, including the pets are ok.........everything else can be replaced. I am surprised that the insurance company will not cover the cost of a hotel while you are displaced...........

    Just like everyone else, If there is anything we can do, speak up.
     
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    Just saw this. Sorry to hear this. Fire can be devastating. I spent some weeks in the hospital after being in a fire when I was 20. It sounds like you’ve got most things under control but could use some assistance with hotel costs.
     
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    We are trying to find alternate living arrangements with friends.

    The initial estimate for damage is $40-$50k

    As far as living expenses, I apparently didn't have the added coverage for living expenses. I didn't even know that was an option otherwise I would have made sure I had it. Shitty apartments here are more than my mortgage, and most don't allow pets. Extended stay hotels are still $90-100 per day.
     
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    Sorry to hear that. Luckily your fur babies were safe! Best of luck dealing with insurance. And thank you for the tip on alternative housing going to look into if I have that.
     
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    Also look into whether they cover upgrades on building code. It sounds like I may get screwed there. Basically means that they aren't obligated to pay to have the repairs brought up to code since my house is old enough (1955) where the codes have changed.

    I'm looking at hiring a one stop restoration and repair company that also does insurance estimates. So we'll see where they are at as far as damage.
     
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